Aetna Life Insurance & Annuity Co., Hartford, CT.

Akzo-Nobel Inc., Dobbs Ferry, NY

Ahold USA, Inc., Hartford, CT, Quincy, MA, Williamsville, NY, Carlisle, PA, Atlanta, GA, and Greenville SC

AT&T, Morristown and Basking Ridge, NJ

Bank of America, New York, NY

Bertelsman Music Group, Inc., New York, NY

Blue Circle Properties Ltd., London, UK

Centrico Inc., Northvale, NJ

Chubb & Son, Inc., Warren, NJ

Cleary, Gottlieb, Steen & Hamilton, New York, NY

Credit Suisse in New York, London, Moscow, Tokyo, Hong Kong, Singapore, Seoul, Beijing, Shanghai, Taipei, Australia, Paris, Frankfurt, Mexico City, Buenos Aires, Johannesburg, Mumbai, and other locations in Europe, Asia Pacific, and the Americas.

CVS Corp., Woonsocket, RI

DaimlerChrysler Financial, Inc., Norwalk, CT

Dexia Credit Local & Dexia Bank, New York, NY

Dokumenthuset AB, Stockholm, Sweden

Dun & Bradstreet Corp., Parsippany, NJ and Wilton, CT

Frye-Louis Capital Management, Inc., Chicago, Il

Hoffmann-La Roche, Nutley, NJ

Honeywell / AlliedSignal, Inc., Morristown, NJ, Tempe, AZ, South Bend, IN, Washington, DC, and Southfield, MI

Hyperion Solutions Corp., Stamford, CT

Lehman Brothers, Inc., Tokyo, Japan

Lockheed Martin Corp., Bethesda, MD, Torrance, CA, Denver, CO, King of Prussia, PA, East Windsor, NJ, and Oak Ridge, TN

Lucent Technologies, Berkeley Heights, Morristown, Murray Hill, Warren, and Parsippany, NJ

Moore & Van Allen LLC, Charlotte, NC

Morgan Stanley & Co. Inc., New York, NY and Tokyo, Japan

Mobil Corp., New York, NY and McLean, VA

Motorola Inc., Scottsdale, AZ

Novartis Inc., Ardsley and Tarrytown, NY

RJR Nabisco, New York, NY, Winston-Salem, NC, Atlanta, GA, and Parsippany, NJ

The R. W. Johnson Pharmaceutical Research Institute (a division of Johnson & Johnson), Raritan, NJ, and Spring House, PA

Scholastic Corp., New York, NY

SCOR US Corp., New York, NY

SEB Inc., New York, NY and Stockholm, Sweden

SFA Properties, New York, NY

Siemens Corp., New York, NY, Iselin, NJ, and Washington, DC

Sterling Winthrop Inc., Pharmaceutical Group., New York, NY and Collegeville, PA

Summit Pointe, Battle Creek, MI

Svenska Handelsbanken, Inc., New York, NY

Svenska Lagerhus AB, Stockholm, Sweden

Tennessee Valley Authority, Knoxville, Nashville and Chattanooga, TN

Volvo Group, Montvale, NJ and Greensboro, NC

UBS Warburg, New York, NY

University of California, San Francisco, CA

University of Michigan Health Services, Ann Arbor, MI

Winterthur U. S. Holdings, Inc., Sun Prairie, WI, Bellevue, WA, Minneapolis, MN, and Montgomery, AL

Young & Rubicam Inc., New York, NY